You know those manufacturer’s warranties that you get when you purchase a new vehicle? They’re great because they ensure that you don’t need to pay out of pocket when something goes awry with your car. Unfortunately, they expire eventually. What happens then?

You could take the risk that your car won’t break down before you are ready to get another vehicle, but it can cost you up to thousands of dollars if you lose that gamble. Instead, you should consider investing in an extended vehicle service contract from a trusted company such as Palmer Administration.

Palmer Administration has been providing A-rated insurance for over 30 years, so you can count on them to be there when you need them. They also provide flexibility in that you can choose the level of coverage you and your vehicle need without paying for anything that you don’t.

For example, let’s say that you drive an older vehicle without a bunch of electronic doodads. You can choose Palmer’s Basic Plan, a contract that covers expensive engine problems without forcing you to pay for features your car doesn’t even have.

Alternatively, the company’s Royal Select Plan covers all major car components, including many of the fancy electronics found in modern vehicles. If you drive a newer vehicle and want peace of mind, this could be the plan for you.

Finally, we come to the Elite Exclusionary Plan. This contract is so comprehensive that it specifically lists what isn’t covered rather than what is. Notably, this may include after-market additions you’ve made to your vehicle, something that the manufacturer’s warranty almost never covers. Some extras carry an added fee, so make sure that your final contract is the one you want.

All Palmer Administration plans include extras that make the contract more valuable. There is no limit to the number of claims you can make over the life on your contract, so you never need to decide whether a given problem is a large enough issue to use a claim on.

You are also free to choose any licensed repair shop within the United States or Canada, so you aren’t limited where you can take your vehicle the same way you are with the manufacturer’s warranty. Your coverage is also transferable, increasing your car’s resale value if you decide to sell it before your contract expires.

The claims process is also easy. Simply tell your chosen repair shop to contact Palmer using the information provided in your contract, and let them handle the rest. Most claims are paid via credit card over the phone, ensuring that you do not need to shell out the cash and wait for reimbursement later. If that isn’t possible for any reason, Palmer will always keep you informed about the status of any pending claims.

Most importantly, every Palmer vehicle service contract includes roadside assistance. If you need an emergency tow, fuel shipment, or an extra tire, simply call Palmer’s friendly customer service team and let them take care of it. The services of a professional locksmith are also included if you inadvertently lock yourself out of your vehicle.

You also get Trip Interruption Protection, which means that you receive your choice of a rental vehicle or a stipend for room and board if your car breaks down while you’re out of town.

Palmer offers flexible payment options, so fitting all of these benefits into a tight budget is easier than you might expect. If you have any additional questions or would like to read a sample contract to get a sense of what yours might look like, visit the company online at today!

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